FAMILY
FAMILY WEALTH
MANAGEMENT
FAMILY WEALTH
MANAGEMENT
FAMILY WEALTH MANAGEMENT AND PLANNING
Family wealth management helps protect, preserve and grow your wealth across generations.
For over 25 years, we’ve helped high-net-worth families build their wealth with confidence and clarity; and transfer it with purpose and efficiency.
Our team of experts work closely with your accountants, lawyers and family members to build a long-term strategy that instils confidence, simplifies complexity, optimises tax, and strengthens family decision-making while preserving your legacy.
From structuring wealth to estate planning, succession, and tailored investment management, we provide the support, guidance, and foresight that families need at every life stage.
Estate planning
Estate Planning
Truly effective estate planning goes beyond simply drafting a will. During significant life events, when emotions are high, having an Estate Plan that aligns with your broader family wealth plan will ensure that:
1. Your assets are distributed according to your wishes
2. Your structures are optimised for tax effectiveness, and
3. Your family has clarity and reassurance during significant life events.
At First Samuel, we work with your lawyers to create an Estate Plan that is tailored according to your unique situation, so that every detail is understood, documented, and fully aligned to your broader wealth strategy. This includes:
- Structuring ownership of personal, trust, company and superannuation
- Managing tax obligations and capital gains impacts
- Understanding sometimes complex family dynamics, such as blended families
- Protecting beneficiaries who may be vulnerable
- Setting up enduring powers of attorney
- Creating strategies for philanthropic gifting and long-term legacy planning
Importantly, your Plan doesn’t remain static. It is reviewed regularly, such as when laws change, your wealth evolves, and intergenerational considerations vary.
Estate Planning Strategies
Our team of expert estate planners will create strategies for you that balance tax efficiency, flexibility and family harmony for you, including:
- Testamentary trusts
- Superannuation beneficiary nominations
- Asset-protection structures
- Liquidity planning for estate administration
- Long-term investment frameworks for next-generation wealth
Where beneficial, we integrate self-managed superannuation fund strategies ensuring your SMSF structure aligns with your overall estate outcomes.
Estate Planning and Superannuation
Superannuation does not automatically form part of your estate, so specialised estate planning is essential. We assist clients with:
- Binding and non-binding nominations
- Tax-effective superannuation withdrawals
- Death benefit pensions
- Intergenerational SMSF transition planning
For more, see the ATO’s overview of superannuation and death benefits via ato.gov.au.
Succession Planning and Business Succession Planning
Succession planning is critical for families who own businesses, farms, private companies or complex investment structures. An appropriate succession plan safeguards both the enterprise and the family. Our team will coordinate with your wider advisory team to create a succession plan that is both commercially sound and personally meaningful, fostering confidence in the future.
We help families with succession planning by:
- Educating children and other family members on the succession plan and preparing younger family members for future responsibilities
- Managing the tax implications
- Transferring ownership or shares
- Planning for a sale, merger or leadership transition
- Aligning business strategy with personal wealth strategy
- Ensuring financial security for retiring family members
Our approach is collaborative, structured and considers family dynamics.
FAMILY OFFICE
For families possessing substantial or multi-generational wealth, we provide a family-office- service to streamline and manage financial complexity and enduring stewardship of your family’s wealth.
Key FUNCTIONS OF OUR FAMILY OFFICE SERVICES
Investment Management
Direct, transparent and bespoke portfolio management tailored to your individual objectives, risk tolerance, and income requirements. Managed to optimise your individual tax situation and unique security selection preferences.
Financial and Legacy Planning
Employing long-term modelling, future-generation planning, philanthropy, and purposeful legacy frameworks.
Collaboration with your network
We coordinate with your accountants, lawyers, bankers and business advisers ensuring every professional involved is working toward the same family objective.
FAQ's
Who typically uses a Family Office?
High-net-worth families with multiple entities, properties, trusts, SMSFs or complex financial affairs benefit from a family-office approach. It’s ideal for families wanting consolidation, simplicity and coordinated long-term thinking.
How do I create a Family Succession Plan?
It’s important to consult with experts who will provide clarity to help you set goals, roles, ownership, retirement timelines, and future leadership choices. Our succession planning team, alongside your accountant and lawyers, can assist with integrating tax structures, governance, risk planning and estate considerations.
What’s the best way to leave a house to children?
There are many ways to leave a property to children; the best outcome depends on tax, family dynamics and asset structures. Options include wills, testamentary trusts or transfer strategies. To understand the most secure and tax-effective pathway for your family, talk to us today.
A trusted partner for your family’s future
Whether you’re preparing for retirement, selling a business, supporting children or planning your legacy, First Samuel provides the clarity and confidence to make decisions that support your family for decades.
To discuss your family’s situation, get in touch for an obligation free consultation, reach out to our family office wealth management team, we’re here to help.